Sly Fox News For Individuals

1. Keep a Kit Carry a cell phone, as well as pen and paper for taking notes, a disposable camera to take photos of the vehicles at the scene, and a card with information about medical allergies or conditions that may require special attention if there are serious injuries.

2. Keep Safety First Move cars to the side of the road and out of the way of oncoming traffic if there are no serious injuries. If a car cannot be moved, drivers and passengers should remain in the cars with seatbelts fastened for everyone's safety until help arrives. Make sure to turn on hazard lights and set out cones, flares or warning triangles if possible.

3. Call the authorities Even if it's a minor accident, you want the police there and you want a report on file.

4. Exchange Information Get the other driver's name, address, phone number, insurance company, policy number, driver license number and license plate number. If the driver's name is different from the name of the insured, establish what the relationship is and take down the name and address for each individual. Also make a written description of each car, including year, make, model and color — and the exact location of the collision and how it happened. Finally, be polite but don't tell the other drivers or the police that the accident was your fault, even if you think it was.

5. Photograph and Document the Accident Document damage to all vehicles. Keep in mind that you want your photos to show the overall context of the accident so that you can make your case to a claims adjuster. If there were witnesses, try to get their contact information; they may be able to help you if the other drivers dispute your version of what happened.

6. File An Accident Report If law enforcement officers don't respond because there are no injuries, file a state vehicle accident report anyway. These are available at police stations and often on your state's Department of Motor Vehicles Web site. A police report often helps insurance companies speed up the claims process.

7. Know What Your Insurance Covers The whole insurance process will be easier following your accident if you know the details of your coverage. For example, don't wait until after an accident to find out that your policy doesn't automatically cover costs for towing or a replacement rental car.

The above hints are from an excellent source of consumer advice the Clark Howard Show http://clarkhoward.com/index.html

To learn more about the "Sly Fox" please visit http://www.njsleuth.com/

All to often, theses days, woman (of all ages) are meeting and falling in love with men they don’t know more than six months or so. It’s not like the “good old days” when we married the person we went to school with and knew the families for many years.

There are too many sharpies out there with dark pasts that they don’t reveal.

What’s a woman to do? Well, she should get a background check on her beloved. A background check should include a criminal records search and a civil litigation search in all areas where the person has resided at a very minimum. Additional investigation is advisable to verify previous addresses, employment and schools attended as well as neighborhood checks to ascertain his reputation.

Unfortunately, when women are “in love” they tend to believe wholeheartedly in their suitor and trust him completely. They feel that they are betraying his love to even consider checking up on him; after all “I can tell by looking into his eyes that he is truthful in all things he says.”

Maybe he was married before and it failed because of spousal abuse.
Maybe he has one or more kids by marriage or not.
Maybe he had a history of passing bad check or worse.(felonies, jail time, etc.)
Maybe he has many judgments on him
No, not “Mr. Wonderful.”

Think about it!

Bob Taylor

We can help. Check my web page: http://www.njsleuth.com/

Or E-mail: bobtaylor@njsleuth.com

What do you do about it?

Number one, don’t confront him/her with the allegation.
Number two; don’t confront him/her with the allegation.
Number three; don’t confront him/her with the allegation.

If you think they are being unfaithful then it is highly unlikely they will confess. Your best course of action is to be cool. Their worst enemy is over confidence and the last thing you want is for them to become careful as a result of your questions. Let them think you are a dummy and completely ignorant of their activities and that you believe their “reasons” for being late, etc. Keep track of what you regard as suspicious behavior (if you make notes obviously keep them in a safe place) and do some or all of the following:
· If you get a phone call and a hang up do *69 to retrieve the number (when your spouse won’t know you are doing it and don’t call the number back – just hold on to it)
· If you can (when your spouse is in the shower) check their cell phone for recent calls, both received and dialed, and make notes of the numbers you don’t recognize.
· Keep old land-line (house) phone bills.
· Check the history of Internet activity (note any questionable urls).

The above are just a few steps to take before hiring a private investigator. When you do call a P.I. don’t do it from your home or cell phone (your spouse may be checking your calls to see if you suspect him/her).

One more thing, if you really know your spouse is cheating and don’t need proof of it for yourself don’t hire a P.I. for evidence thinking you will need it for the divorce. Most states now have “no-fault” divorce and the Courts generally don’t assign much weight to claims of infidelity. So don’t waste your money. On the other hand your lawyer may want an investigation to enhance your position, in which case then have an investigation. 

Bob Taylor

Please visit  my web page: http://www.njsleuth.com/

or to contact me directly by E-mail: bobtaylor@njsleuth.com